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Risk Management
226 University Hall
Frequently Asked Questions

Questions Related to Driving

How do I become authorized to drive a WSU vehicle or rent a car to use for "University business"?

    • A Driver Application Form (DAF) should be completed by the prospective driver and signed by his/her supervisor. The DAF is then forwarded to Pam Bowers in the Office of Risk Management. Be sure to fill out the form completely and legibly. A form can be printed from this website at Forms, Driver Application Form. Be sure to read the Summary of Consumer Rights and sign the form. Please familiarize yourself with Wright Way Policy 2601 →, University, Owned Loaned, Leased or Rented Vehicles.

Does WSU insurance cover me driving my own car?

    • No, auto insurance "follows" the car, so your personal auto insurance would be responsible.

Does WSU insurance cover me if I'm driving a rental car on WSU business?

    • Yes, as long as you are on authorized WSU business. Note, any deductibles or charges not covered by insurance are the responsibility of the authorizing department.

How can I get an automobile insurance ID card or an automobile accident packet?

What do I do if I have an accident: While driving a WSU vehicle?

    • You should immediately call the police. Then, as soon as possible, apprise your supervisor and the Office of Risk Management, Pam Bowers, 775-4535. The Accident Report Kit should be completed and sent to the Office of Risk Management. See Wright Way Policy 2601 →.

What do I do if I have an accident: While driving my own car on WSU business?

    • You should call the police and advise your supervisor. Then, contact your auto insurance carrier. See Wright Way Policy 2601 →.

Does WSU insurance cover loss of University-owned equipment transported in a private vehicle if my auto policy doesn't?

    • Yes, if the university's equipment is damaged or destroyed in an auto accident while being transported, the Auto Physical Damage portion of our policy would cover the loss and require the department to pay a $1,000 deductible.
    • If the equipment were stolen from your car, then the loss would come under our Property coverage where the deductible is $100,000.  On property worth less than $100,000, the department would be responsible for paying the replacement value.

General Insurance Questions

Does WSU's insurance cover loss to personal property of employees /students/volunteers?

    • No, a loss of or damage to personal property would likely be covered under a homeowner's or renter's insurance policy.

Does WSU insurance cover me as a professional while I am working?

    • Yes, as long as you are considered a WSU employee, a WSU Student, or a volunteer performing duties related to the conduct of the University's activities.

Does WSU insurance cover students working in a practicum/internship?

    • Yes, as long as the student is participating in a program that is a part of their educational requirements.

Certificate of Insurance Questions

I've been asked for a certificate of insurance. What is that and how do I get one?

    • University groups using non-University facilities are sometimes required to provide evidence of the University's insurance coverage. To request one, a written request or e-mail should be sent to Pam Bowers . The request should include the name and address of the party requesting the certificate, the purpose of Wright State University's use, and the dates for which coverage is required.

I received a certificate of insurance from an off-campus party I'm dealing with. What should I do with it?

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